KiraDuit

    Master Your Debt, Achieve Financial Freedom

    KiraDuit is your personal debt and commitment tracker. Understand your loans, plan your payments, and visualize your path to becoming debt-free, all with complete privacy.

    A Powerful Toolkit for Your Debt-Free Journey

    Everything you need to take control of your finances.

    100% Private & Secure

    Your financial data never leaves your device. All calculations and storage happen locally in your browser, ensuring complete confidentiality.

    Commitment Tracking

    Log your loans, installments, and recurring payments. See exactly where your money is going and when your commitments will end.

    AI-Powered Analysis

    Get personalized insights on your debt-to-income ratio and cash flow, helping you make smarter financial decisions with optional, powerful AI features.

    Debt Health Dashboard

    Your central hub for key metrics like your DTI ratio, total monthly commitments, and your 'Debt Freedom' date.

    You Own Your Data

    Easily import and export your data as a JSON file. You have full control and ownership of your financial history. No vendor lock-in.

    Works Offline

    Because your data is stored locally in your browser, core features work without an internet connection. Manage your finances anytime, anywhere.